THE ERIE'S TENANTCOVER INSURANCE

Because your home is a special place, it may have unique protection needs. The Tenantcover Policy is flexible and can be tailored to respond to many of the specialized insurance requirements of your special place.

Xtra Features (Superior Protection)
Perils
Optional Coverages


The Tenantcover Policy is a contemporary package of protection.  The policy includes coverage for:

  • Personal Property wherever it may be.
  • Loss of Use which covers the additional living expenses you incur due to temporary relocation.
  • Personal Liability for bodily injury, property damage or personal injury claims brought against you anywhere in the world.
  •  Medical Payments to Others who are injured in an accident arising from your premises or personal activities

Xtra Features (Superior Protection)

This innovative policy includes more than 50 extra protection features.  Some of these include:

  • Coverage up to $2,500 for loss due to theft, forgery or unauthorized use of a credit card and unknowingly accepting counterfeit money.
  • Payment up to the Personal Property limit for loss to contents of a refrigerator or freezer from either power or mechanical failure.
  • Coverage up to $3,000 for theft of jewelry, watches and furs.
  • Reimbursement for fire extinguisher recharge after a fire loss.
  • Payment for replacement of automatic garage door transmitters which have been stolen.  Coverage is also provided for cost to reprogram the frequency on additional transmitters and/or the control unit box.
  • Coverage up to $3,000 for theft, misplacing or losing of guns and related equipment.

 

Perils*

The Tenantcover Policy will protect your personal belongings against direct physical loss except as excluded in the policy.  Perils include:

  • Fire or Lightning
  • Windstorm or Hail
  • Explosion
  • Sonic Boom
  • Riot or Civil Commotion
  • Aircraft or Vehicles
  • Smoke
  • Vandalism or Malicious Mischief
  • Glass Breakage
  • Theft

 
  • Falling Trees or Other Objects
  • Weight of Ice, Snow or Sleet
  • Sudden Bursting or Cracking of a Heating, Air Conditioning or Fire Protection System
  • Freezing of Plumbing, Heating, Air Conditioning or Fire Protection System.
  • Accidental Overflow or Discharge of Water from Some Systems within the Home
  • Power Surge Damage to Electrical Appliances
  • Volcanic Eruption

*Some perils contain specific exclusions.  See the actual policy for the details.

Optional Coverages

Because your home is a special place, it may have unique protection needs  The Tenantcover Policy is flexible and can be tailored to respond to many of the specialized insurance requirements of your special place.  Some of the optional coverages available include:

  • Replacement cost settlement on personal property
  • Sewer or drain backup
  • Incidental Business Occupancy
  • Earthquake coverage
  • Scheduled personal property
  • Expanded Endorsement

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